Navigating the complexities of estate administration can be an overwhelming process, especially while coping with the loss of a loved one. At Florida Foreclosure Defense Law Firm, P.A., we are committed to easing the burden by offering comprehensive guidance for Personal Representatives, beneficiaries, and families involved in settling an estate. Our team understands the legal,…
Continue reading ›Location: Ormond Beach, Florida | The Always Firm Introduction If you’re facing a private mortgage foreclosure in Florida, especially in Volusia or Flagler County, hiring a knowledgeable foreclosure defense attorney can make a substantial difference. Many homeowners believe that foreclosure is inevitable once they fall behind on payments. However, that is not always the case.…
Continue reading ›By Andrew J. Pascale, Esq. If you’re dealing with property disputes and seeking a seasoned Miami partition lawyer, understanding the complexities of Florida partition law is crucial. Whether you’re navigating disagreements over property use, financial contributions, or the desire to sell, a skilled attorney focusing on partition cases can provide indispensable guidance. Florida Real Estate…
Continue reading ›By Andrew Pascale Esq.Florida Foreclosure Defense Attorney If you’re a homeowner in Ormond Beach, Florida, and facing foreclosure, understanding your rights and options is crucial. Known for its picturesque coastline and vibrant neighborhoods, Ormond Beach residents can find themselves struggling with mortgage challenges during uncertain times. Foreclosure defense legal services tailored to Ormond Beach can…
Continue reading ›By Andrew J. Pascale Esq., Florida Foreclosure Defense Attorney Reverse Mortgages: When Retirement Gets Complicated Reverse mortgages offer older homeowners the ability to tap into their home equity without monthly payments. But too often, those same homeowners—or their heirs—find themselves facing foreclosure. Florida courts have heard it all: wrongful foreclosures, skipped steps, and grieving heirs…
Continue reading ›What is an Acceleration Clause? An acceleration clause is a provision in a mortgage agreement that allows the lender (mortgagee) to demand the full repayment of a loan if the borrower (mortgagor) defaults on their payments. For example, if a borrower misses a payment on the principal or interest, the acceleration clause can make the…
Continue reading ›What Are Future Advances? A future advances clause allows a lender to provide additional funds to the borrower beyond the initial loan amount, all under the original mortgage agreement. This means that any future funds advanced are treated as part of the initial mortgage, preserving the priority of the original loan over subsequent claims or…
Continue reading ›Imagine a lender (the mortgagee) decides to pass their rights under a mortgage to a new lender. This is what we call a mortgage assignment. It’s important to note that if the rights were transferred to the borrower (the mortgagor), the mortgage would be extinguished due to the legal principle of merger. Florida law recognizes…
Continue reading ›When it comes to handling a loved one’s estate, one of the most common questions that arises is, “Does a will have to be probated?” The short answer is yes, in most cases. What Is Probate? Probate is the legal process through which a deceased person’s will is validated by a court and their estate…
Continue reading ›Making Sense of Florida’s Estate Administration Rules What Is Summary Administration? Summary administration is a streamlined probate process that allows for quicker resolution compared to full administration. Designed for estates with limited assets or those where the decedent has been deceased for an extended period, it eliminates the need for a lengthy court-supervised probate. Eligibility…
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