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Business contracts serve as the unshakeable bedrock upon which strong, enduring commercial relationships are constructed. Catering to a diverse array of agreements and associations, they outline the defining principles of a business relationship, thereby mitigating risks, setting mutual expectations, and forming the procedure for addressing potential disagreements. When a business engages with customers, the breach…

Will Contests Estate litigation can be a complex and challenging process, involving a myriad of legal intricacies and subtleties. When it comes to contesting a will, there are various grounds for such actions. Additional grounds for contesting a will may include, among others, the existence of a later will or the revival of an earlier…

Covenants, Conditions, and Restrictions Homeowners’ Associations (HOAs) yield considerable power in shaping the quality of life within a residential community. A key tool afforded to them by law is the authority to establish and enforce Covenants, Conditions, & Restrictions (CC&Rs), which act as a set of ground rules all residents must abide by.  Understanding these potential…

Facing foreclosure can be a daunting, complicated process. But with the help of Florida Foreclosure Defense Law Firm, P.A., you will never have to navigate through it alone. These services range from acquiring minimal deficiency, loan modifications to short deal and deed in lieu. Alternatives to Foreclosure At our law firm, we are committed to…

Probate is the formal process of authenticating a will and distributing assets after a person’s death. This critical legal procedure ensures that all debts are paid and remaining assets are allocated according to the deceased person’s wishes outlined in their will. The critical role of a personal representative within this process cannot be overstated. Their…

The Timeshare Lien Foreclosure Act The Timeshare Lien Foreclosure Act controls foreclosure actions brought against timeshares and is governed by F.S. 721.80 et seq. F.S. 721.855 and 721.856.  The Act provides a foreclosure trustee with a procedure that allows him/her to foreclose assessment liens and mortgages outside of the court system- as opposed to a judicial…

How do Federally Backed Reverse Mortgages work? Reverse mortgages are still a great way for retirees to get extra income. The only federally insured reverse mortgage is called a home equity conversion mortgage, or HECM for short. The HECM program is run by the Federal Housing Administration, which is part of the Department of Housing…

Did you know that a borrower almost always has a right to reinstate his/her mortgage loan by making up the missed payments to bring their loan back into good standing?  The rules governing reinstatement depend on the timing of when the reinstatement takes place.  Let’s explore the different rules applicable three common situations. Pre-Acceleration The mortgagor retains…

Often times foreclosure proceedings are filed against real property when the titleholder has passed away. In such cases, unless the titleholder held the property jointly with rights of survivorship or by the entireties, the title to the real property passes to the titleholder’s beneficiaries. Consequently, these beneficiaries become indispensable parties to the foreclosure proceedings. For…

Have you been served with a complaint for foreclosure and are unsure why?   Foreclosure can be viewed as the lender’s way of clearing title to the land, and it extinguishes the liens of any junior mortgagees. It is critically important that all interested parties are named as defendants in the complaint so that every proper party can protect his/her…